- In the decade since the introduction of Pension Freedoms, how has the financial advice industry evolved?
- What are the primary obstacles hindering financial advisers from adapting their approaches to better serve retirees?
- What measures can advisers take to ensure their clients have sustainable retirement income?
- How can financial advisers effectively tailor their strategies for clients transitioning from accumulation to decumulation?
Evolving retirement strategies in an ever-changing world
ABOUT THE EVENT
The UK market for retirement advice is witnessing a surge in demand as populations age and retirees enjoy longer lifespans. Providing ongoing support for this growing demographic has become an integral part of the financial adviser role.
A preference for flexibility, the prevalence of guaranteed income from defined benefit and State pensions, and the low interest rate environment have seen a sharp rise in the use of invested solutions and a decline in annuity sales. Bar a few wobbles, markets had generally been kind to retirement investors and many advisers were able to maintain a common investment approach for clients decumulating wealth to that used for those accumulating it. But the increase in inflation and the sharp rise of interest rates have put significant strain on retirement investment solutions, driving income requirements higher and asset values lower. The changed economic environment and ongoing market uncertainty are leading many to rethink their investment approach.
Changes to tax and pension allowances and an uncertain political outlook bring further challenges to advisers seeking to help clients make the most of their retirement savings. Alongside this, the FCA's long-awaited review of retirement income advice seems likely to identify further changes to retirement advice models. In response to this, advisers must adapt the ways in which they think about retirement strategies for clients, as demographics change, and regulatory developments converge.
This event is brought to you by FT Adviser and BNY Mellon Investment Management and will draw on recent research conducted by FT Longitude. We will explore what advisers need to consider when developing retirement strategies over the next decade considering the changed economic and market conditions and the evolving regulatory landscape.
KEY DISCUSSION TOPICS
EXPERT SPEAKERS INCLUDE
WHY ATTEND
UNDERSTAND
how new regulatory developments are changing retirement strategies over the next decade
CONNECT
with top level financial advisers and the regulators working on key policy decisions
DISCOVER
how you can update strategies to reach a wider range of clients and future-proof your business
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